Plant City PIP (Personal Injury Protection) Claim Attorney

Plant City PIP Claim Lawyer

Our Plant City law firm is a civil trial law firm aggressively pursuing the recovery of damages against insurance companies for failure to pay legitimate claims. Our goal is to win your case so that you to receive the compensation that you deserve and your insurance policy provides for. The knowledgeable and aggressive attorneys at Byrd & Barnhill are experienced at obtaining compensation for the failure of insurance companies to pay claims. Our skilled lawyers handle all kinds of claims against insurance companies. Give us a call today at (813) 759-1224.

What is PIP Insurance Coverage?

According to Florida law, if you own a motor vehicle with four or more wheels it is mandatory that you must carry $10,000 of personal injury protection insurance (PIP) and a minimum of $10,000 of property damage liability insurance. You may have a deductible of up to $2,000 for PIP coverage and $500 for Property Damage Liability.

Personal injury protection (PIP) insurance covers you regardless of whether you cause an accident (are "at-fault") -- up to the limits of the policy. PIP is designed to reduce the necessity of suing for reimbursement of medical and related bills from auto accidents. PIP pays:
80 percent of reasonable medical expenses
60 percent of lost wages
$5,000 for death benefits

For accidents that happen in Florida, PIP covers you and relatives who live in your home, certain passengers, and others who drive your car with your permission. Pedestrians and bicyclists are also covered if they are Florida residents.

For accidents that happen outside Florida but inside the U.S. or Canada, PIP covers you and relatives who live in your home. In this case, you must be driving your own vehicle. Persons other than you or your relatives are not covered.